**Tangem Pay Launches Visa Virtual Card for Polygon-Based USDC Payments**
Tangem has unveiled Tangem Pay, a new feature that allows users to spend Polygon-based USDC through a Visa virtual card linked to their Tangem Wallet. The phased rollout is set to begin in late November 2025, covering the United States, Latin America, and the Asia-Pacific region.
**Secure, On-Chain Crypto Payments**
Tangem Pay employs a hybrid model that keeps funds securely on-chain while fully meeting payment and compliance standards. Unlike custodial crypto cards, Tangem Pay ensures users retain self-custody, with all funds remaining under their control at all times. Transactions convert USDC to USD at a 1:1 rate at the moment of payment, providing a seamless bridge between digital assets and everyday spending.
**Simple Integration Within the Tangem Wallet App**
The feature is built directly into the Tangem Wallet app. Users can load Polygon-based USDC and instantly make purchases online or in-store, wherever Visa is accepted. The launch comes amid a surge in crypto-based payments—stablecoins now maintain a market capitalization exceeding $300 billion. According to Visa’s own research, over 60% of crypto holders express interest in using digital assets for everyday transactions. Tangem aims to satisfy that demand while staying true to decentralization and user sovereignty.
**Global Rollout Across Three Continents**
Tangem Pay will launch first in 33 U.S. states—including New York, California, Texas, and Illinois—followed by 29 countries in Latin America and broad coverage across Japan, Singapore, Australia, and other parts of Asia-Pacific and Africa. Users in these regions can join the early access waitlist via the Tangem app.
For now, Tangem Pay supports only native USDC on the Polygon network, but plans are underway to add more stablecoins and blockchain networks in upcoming updates.
**Low Fees and Compliance-Focused**
Tangem has confirmed that users will not face any transaction or monthly fees when using Tangem Pay. Standard Polygon gas fees will apply, and Visa’s standard foreign exchange rates will be used for purchases made outside the United States. To comply with regulatory standards, users must complete KYC (Know Your Customer) verification, though Tangem assures that all identity data remains under the supervision of Rain, its independent issuer partner.
**Partnerships and Expansion Plans**
Tangem Pay is powered through partnerships with Rain, an independent card issuer, and Paera LLC, a U.S.-based payments company. Looking forward, Tangem has announced that an expansion into the UK and EU is slated for Q1 2026. This phase will align with the European Union’s Markets in Crypto-Assets (MiCA) regulatory framework to further boost stablecoin adoption for everyday payments in the region.
**Conclusion**
As stablecoins continue to play a pivotal role in digital payments, Tangem Pay is positioning itself as a secure, user-friendly option for on-chain spending—bridging the gap between blockchain innovation and mainstream commerce. Users worldwide can sign up now for the waitlist through the Tangem app and prepare for a new era of digital payments.
https://blockonomi.com/tangem-pay-launches-to-let-users-spend-usdc-with-visa-virtual-card/