NOTICE OF SUBSTITUTE TRUSTEE`S FORECLOSURE SALE WHEREAS, Aaron M. Courtright and Rachel Courtright executed a Deed of Trust to Scott R. Valby, Trustee for the benefit of Mortgage Electronic Registration Systems, Inc. (“MERS”), as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, on September 4, 2020 and recorded on September 16, 2020 in Book 2010, Page 1949, as Instrument Number 1275871 in the Office of the Register of Montgomery County, Tennessee. WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company (the “Holder”), appointed the undersigned, McMichael Taylor Gray, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, McMichael Taylor Gray, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on December 18, 2025, at 12: 00 pm at the Montgomery County Courthouse, 2 Millennium Paza, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Montgomery County, TN: Land in Montgomery County, Tennessee, being Lot No. l on the Plan of Final Plat of Hidden Springs Section 1A, Cluster of record in Plat Book F, Page(s) 1124 and 1125, in the Register`s Office for Land in Montgomery County, Tennessee, to which Plan reference is hereby made for a more complete description of the property. Being the same property conveyed to Bradley Stephen Scarlett and Hannah Brooke Scarlett, husband and wife by Warranty Deed from Miriam Risenhoover and Nathaniel Risenhoover, husband and wife of record in Book 1887, Page 591, Register`s Office for Montgomery County, Tennessee, dated June 04, 2019 and recorded on June 11, 2019. ALSO being the same property conveyed to Aaron M. Courtright and Rachel Courtright, husband and wife by Warranty Deed from Bradley Stephen Scarlett and Hannah Brooke Scarlett, husband and wife of record in Book 2010, Page 1947, Register`s Office for Montgomery County, Tennessee, dated September 4, 2020. Being also known as 1102 Meachem Drive Clarksville, Tennessee 37042. Street Address: 1102 Meachem Drive, Clarksville, TN 37042 Parcel Number: 029K A 14100 000 Current Owner: Aaron M. Courtright and Rachel Courtright Other Interested Party(ies): Hidden Springs Homeowners Association, Inc. NOW, THEREFORE, in compliance with Tennessee Code § 35-5-104(a), a true and correct copy of this Notice is displayed online and available for public viewing at www. anchorposting. com. If the United States or the State of Tennessee have any liens or claimed lien(s) on the Property, and are named herein as interested parties, timely notice has been given to the applicable governmental entity, and the sale will be subject to any applicable rights of redemption held by the entity as required by 26 U. S. C. § 7425 and/or Tennessee Code § 67-1-1433. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; any matter that an accurate survey of the premises might disclose; any prior liens or encumbrances as well as any priority created by a fixture filing; any deed of trust; and any matter that an accurate survey of the premises might disclose; and All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust. The undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office is attempting to collect a debt. Any information obtained will be used for that purpose. McMichael Taylor Gray, LLC Substitute Trustee 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 Office: 404-474-7149 Fax: 404-745-8121 MTG File No.: 25-002206-01 | SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 6, 2026 on or about 10: 00AM local time, at the Montgomery County Courthouse, Clarksville, Tennessee, conducted by the Co-Substitute Trustees as identified and set forth herein below, pursuant to Deed of Trust executed by ASPEN REED, to Adam J. Mason, Trustee, on May 1, 2024, at Record Book 2365, Page 2841-2855 as Instrument No. 1459016 in the real property records of Montgomery County Register’s Office, Tennessee. Owner of Debt: PLAZA HOME MORTGAGE, INC. The following real estate located in Montgomery County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Beginning at an existing concrete right of way monument located in the Western right of way of Vernon Creek Road, said existing concrete right of way monument being 0. 25 miles from the centerline of Highway 13, as measured along the Westerly right of way of Vernon Creek Road; thence leaving the right of way of Vernon Creek Road N. 72 degrees 20 minutes 50 seconds West 191. 66 feet to an iron pin in a fence corner; thence North 24 degrees 28 minutes 45 seconds East 1, 238. 00 feet to an iron pin in a fence corner; thence South 84 degrees 11 minutes 52 seconds East 92. 33 feet to an existing concrete right of way monument in the Western right of way of Vernon Creek Road; thence along the right of way of Vernon Creek Road S. 17 degrees 31 minutes 58 seconds East 193. 87 feet to an existing concrete right of way monument; thence continuing with said right of way South 10 degrees 33 minutes 40 seconds West 92. 97 feet to an iron pin set in said right of way; thence continuing with said right of way S. 21 degrees 38 minutes 48 seconds West 293. 04 feet to an existing concrete right of way monument; thence continuing with said right of way South 34 degrees 40 minutes 22 seconds West 301. 60 feet to an existing concrete right of way South 25 degrees 53 minutes 30 seconds West 421. 10 feet to the point of beginning containing 6. 09 acres more or less according to survey of Weakly Brothers Surveying dated April 5, 1989. This conveyance is subject to (1) building setback lines, utility and drainage easements and all other matters as shown on the aforementioned plat of record (2) all applicable zoning ordinances (3) utility, sewer, drainage and other easements of record, (4) all subdivision/condominium assessments, covenants, bylaws, restrictions, declarations and easements of record, (5) building restrictions (6) other matters of public record. Being the same property conveyed to grantors by deed of record in Official Record Book Volume 2365, Page 2837, in the Register`s Office for Montgomery County, Tennessee. This property is further identified as tax parcel #133-45. 01, in the Montgomery County Tax Assessor`s Office. Being the same property conveyed to Aspen Reed from Alex Jay Semmler and Emmalee Semmler Sayce by warranty deed of record in Official Record Book Volume 2365, Page 2837, in the Register`s Office for Montgomery County, Tennessee, recorded on 5/1/2024. Tax ID: 133 04501 00018133 Current Owner(s) of Property: ASPEN REED The street address of the above described property is believed to be 4036 Vernon Creek Road, Cunningham, TN 37052, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TERMS OF SALE ARE CASH. ANY TAXES OR FEES WILL BE THE RESPONSIBILITY OF THE PURCHASER. IF THE SALE IS SET ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RETURN OF THE PURCHASE PRICE. THE PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE CO-TRUSTEES. OTHER INTERESTED PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice requirements of T. C. A. 35-5-101 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, but the undersigned will sell and convey only as Co-Substitute Trustee(s). If the U. S. Department of Treasury/IRS, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of this foreclosure is being given to them and the Sale will be subject to the applicable governmental entities’ right to redeem the property as required by 26 U. S. C. 7425 and T. C. A. §67-1-1433. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or co-trustee(s). If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the purchase price. The Purchaser shall have no further recourse against the Trustor, the Trustee or the Trustee’s attorney. MWZM File No. 25-000466-671-1 For additional sale information visit: Mackie Wolf Zientz & Mann, P. C., Co-Substitute Trustee PARK EAST 725 COOL SPRINGS BLVD, SUITE 140 FRANKLIN, TN 37067 AVT Title Services, LLC, Co-Substitute Trustee PARK EAST 725 COOL SPRINGS BLVD, SUITE 140 FRANKLIN, TN 37067 TN INVESTORS PAGE: HTTPMWZMLAW. COM/TN_INVESTORS. PHP | NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated July 12, 2016, executed by DEMESHIA HYMAN conveying certain real property therein described to ALAN PRITCHARD, as Trustee, as same appears of record in the Register`s Office of Montgomery County, Tennessee recorded July 27, 2016, in Deed Book 1689, Page 2463; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PennyMac Loan Services, LLC who is now the owner of said debt; and WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Montgomery County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 7, 2026 at or about 11: 00 AM at the outside the East Door of the Montgomery County Courthouse, 1 Millenium Plaza, Clarksville, TN 37040, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Montgomery County, Tennessee, to wit: PROPERTY SITUATED IN MONTGOMERY COUNTY TENNESSEE. BEING LOT NO. 244, ON THE PLAN OF RIVER HEIGHTS (CLUSTER), AS SHOWN BY PLAT BOOK F, PAGE NUMBER(S) 316, REGISTER`S OFFICE FOR MONTGOMERY COUNTY, TENNESSEE, TO WHICH REFERENCE IS MADE FOR A COMPLETE DESCRIPTION. Parcel ID: 055E-J-063. 00 PROPERTY ADDRESS: The street address of the property is believed to be 408 RIVER HEIGHTS DR, CLARKSVILLE, TN 37040. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): DEMESHIA HYMAN OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND URBAN DEVLOPEMENT, PERSONAL FINANCE COMPANY, LLC RIVER HEIGHTS, SECTION I OKINUS, INC. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw. com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 A copy of this notice is being published at www. BetterChoiceNoticespaper published in Montgomery County, Tennessee, two times on the following dates: November 20, 2025 and November 27, 2025. Third-party Internet posting website: www. foreclosurestn. com Other interested parties: None This the 17th day of November, 2025. Timothy E. Scott, Substitute Trustee 135 W. Main Street, Suite 200 Kingsport, TN 37660 (423)247-9376 | IN THE CIRCUIT COURT OF MONTGOMERY COUNTY TENNESSEE AT CLARKSVILLE NON RESIDENT NOTICE CASE NUMBER: CC 2025 CV 1367 TO: Dallas Shannon Morris You are ordered to appear and defend a civil action filed against you entitled In RE: Morris which has been filed in Circuit Court, Montgomery County, Tennessee, and your defense must be made within thirty (30) days from the date of the last publication of this notice, which shall be published for four consecutive weeks in the Main Street Clarksville. You are further directed to file your defense with the Clerk of the Court and send a copy to the Plaintiff at the address listed below. In case of your failure to defend this action by the above date, judgment by default may be rendered against you for the relief demanded in the complaint. Issued: 10/28/25 Wendy Davis, Clerk By: Jamie Jackson Deputy Clerk Plaintiff: S. Tate Rohani 306 Franklin St Clarksville, TN 37040 | NOTICE TO FURNISHERS OF LABOR AND MATERIALS TO: W. L. Markers PROJECT NO.: R3BVAR-M3-057 CONTRACT NO.: CNZ056 COUNTY: Montgomery The Tennessee Department of Transportation is about to make final settlement with the contractor for construction of the above numbered project. All persons wishing to file claims pursuant to Section 54-5- 122, T. C. A. must file same with the Director of Construction, Tennessee Department of Transportation, Suite 700 James K. Polk Bldg., Nashville, Tennessee 37243-0326, on or before 1/9/2026. | TS#: 2025-13337-TN Notice Of Substitute Trustee’s Sale Whereas, Amika Page, Single Woman by Deed of Trust (the “Deed of Trust”), dated 3/10/2023 and of record in Deed Book 2285, Pages 241-254, and as Instrument Number 1415953, in Register’s Office of Montgomery County, Tennessee, conveyed to Scott R. Valby, Trustee the hereinafter described real property to secure the payment of a certain Promissory Note (the “Note”) described in the Deed of Trust, which Note was payable to Mortgage Research Center, LLC dba Veterans United Home Loans, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Deed Book 2465, Pages 542-544 and as Instrument Number 1522350 in Register’s Office of Montgomery County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T. C. A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 12/22/2025, at 11: 00 AM at the Outside the East Door of the Montgomery County Courthouse, 1 Millenium Plaza, Clarksville, TN 37040, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Montgomery County, Tennessee, described as follows: Land In Montgomery County, Tennessee, Being Lot No. 129, On The Plan Of Sugartree, Section 5, Of Record In Plat E, Page 629, Register’s Office For Said County, To Which Reference Is Here Made For A More Complete Description. The street address of the above-described property is believed to be 1007 Sugarcane Way, Clarksville, TN 37040, but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Amika Page, a single woman Mariner Finance, Book 2375, Pages 2201-2202 and Instrument # 1463911 Onemain Financial Group, LLC as Servicer for (ASF) Wilmington Trust, N. A., as Issuer Loan Trustee for Onemain Financial Issuance Trust 2019-2, Book 2422, Pages 1801-1802 and Instrument # 1488527 The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Internet Posting Website: Publication Dates: 11/27/2025 and 12/4/2025 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-13337-TN www. foreclosurestn. com | TS#: 2025-15887-TN Notice Of Substitute Trustee’s Sale Whereas, Mathew L. Parker, A Married Man Joined By His Spouse Jenny Parker by Deed of Trust (the “Deed of Trust”), dated 8/11/2016 and of record in Deed Book 1695, Pages 1283-1301, and as Instrument Number 1093838, in Register’s Office of Montgomery County, Tennessee, conveyed to MARK ROSSER, Trustee the hereinafter described real property to secure the payment of a certain Promissory Note (the “Note”) described in the Deed of Trust, which Note was payable to Freedom Mortgage Corporation, and subsequently assigned to Freedom Mortgage Corporation, and Whereas, Nestor Solutions Of Tennessee, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Deed Book 2464, Pages 3587-3589 and as Instrument Number 1521938 in Register’s Office of Montgomery County, Tennessee; and Whereas, default has been made in the payment of the Note; and Whereas, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. The notice requirements of T. C. A. §35-5-101 and 35-5-104 have been satisfied. Now, Therefore, notice is hereby given that an agent of Nestor Solutions Of Tennessee, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, will proceed to sell the below-mentioned property on 12/22/2025, at 11: 00 AM at the Outside the East Door of the Montgomery County Courthouse, 1 Millenium Plaza, Clarksville, TN 37040, to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Montgomery County, Tennessee, described as follows: Being Lot No. 10, On The Plan Of Bella Vista Manor Subdivision, Of Record In Plat Book 3, Page 38, Plat 46, Registers Office For Montgomery County, Tennessee, To Which Reference Is Made For A Complete Description. The street address of the above-described property is believed to be 198 Sunset Ct, Clarksville, TN 37042, but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Owner of Property: Mathew L. Parker CKS Prime Investments, LLC, Book 2421, Pages 2010-2011 and Instrument # 1486045 The sale is subject to occupant(s) rights in possession of the premises. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the purchase price. The purchaser shall have no further record against the grantor, the grantee or the trustee. Internet Posting Website: Publication Dates: 11/27/2025 and 12/4/2025 Nestor Solutions of Tennessee, LLC, Substitute Trustee 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 TS#: 2025-15887-TN www. foreclosurestn. com |.
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